Matrix Plan, as the name depicts, is a matrix that has a fixed number of rows and columns. So, members in this plan are organized in a particular width and depth. Matrix plan is also known as Forced Matrix Plan or even ladder Plan. There are two types of matrix based structures which are commonly used and they are either – 1-2-4-8 (2×2) or 1-3-9-27 (3×3), however, there are exceptions like 2×3, 3×7, etc. A binary plan is nothing but a 2×2 matrix. There are companies who also apply a 4×4 matrix structure or even a 5×5 matrix structure depending on their requirement. The positions of the members in a Matrix Plan are positioned serially from top to bottom and from left to right.

Just like a binary plan, there are fixed members in this but if the count of the member's increases then they might not have a place. However, they can be still associated with the network and this is called a spill network. In a Matrix plan, when the front line is filled up, the newly recruited distributors are placed deeper in their downline – a position that is available. Generally, income distribution for a Matrix plan can be a pre-defined amount per member per level just like a Generation plan. But in some cases, it can be on level completion also.